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1490 E Foremaster Drive, Ste 260
(Inside Robotic Orthopaedic Institute)
435-523-3370
www.roi-ut.com/accidents
INJURY ASSESSMENT
Valid for first time clients. Not valid with any other offers.
WE WORK WITH ALL ATTORNEYS • WE COORDINATE ANY SURGERY
After the first $3,000 in medical bills, you will ultimately be responsible for payment. Sometimes your personal injury car accident attorney can coordinate medical care with us on a lien basis. Many doctors in St George and Cedar City will not get involved in lien based care. So ask!
Just because you may have been referred to them by the emergency department or urgent care, you may choose your care providers. Lien based care is where the medical provider renders service and files a lien to wait to get paid after your personal injury cases settles. If you aren’t ready to pay up front, and your doctor or physical therapy or other provider will not wait for payment, Call us! We can help. We are excellent case managers on these types of cases.
Ultimately, you will be responsible to pay for all medical bills, regardless of whether they are on a lien, or not and regardless of who was at fault. We have arrangements with lien purchasing companies who will advance the money for your care if your case is approved by them, and they will wait for settlement to get paid.
When dealing with a premises liability or slip and fall or a dog bite lawsuit, the injured person will often be responsible for covering their own medical costs, unless the property owner’s liability insurance policy also includes MedPay coverage.
If the policy does include some form of MedPay, then the insurance provider will cover the medical bills of the injured party up to the set limits of the MedPay insurance policy (often around $5000).
After this maximum has been reached, the injured person will be responsible for covering any remaining medical costs.
If you have insurance, all this depends on the insurance policy you have and its benefits design.
Call us or call your attorney, if you have one. Together we can figure out who might pay and how much. If you were seriously injured in the accident, it could be your own insurance if you have auto insurance, it could be the driver’s insurance, or the other driver’s insurance. It could also be an employer if you were in the car because of work.
These cases get complicated. Our in-house paralegal and case manager work together to get you the care you need at the lowest possible out of pocket cost to you.
We have been providing medical care for personal injury accident patients who are worried about how to pay their medical bills for physical therapy, medications, and surgery after an accident.
We work with all attorneys and many funding companies who will pay your bills and wait for your insurance or the other party’s insurance to settle the claims.
We are located in St George, with a full time office presence, and multiple providers (chiropractic, orthopaedic surgeon, medical massage therapist, and a physical therapist on site. You won’t be sent running around town to get the care you need.
When you work with our funding partners, the money is not a loan, or a medical credit card. You are not borrowing money you’ll need to pay back. Instead, you are selling a portion of your future settlement proceeds in exchange for a cash advance right now to pay your medical expenses..
There are no out-of-pocket costs, credit is not a factor, you will not incur any debt, and the cash advance is risk-free because it is only repaid out of the settlement if your case settles or resolves favorably.
To put it simply, the answer will largely depend on the type of accident that you were involved in as well as the type of insurance policy involved.
No-fault insurance will provide coverage for your medical bills for the initial $3000 regardless of which driver was cited with fault. Your insurance will pay your bills and then if you have exceeded the limit of your policy, your insurer may pay some more if you purchased MedPay. After that has been exhausted, if you have health insurance or Medicare, they may cover the rest. All this depends on the insurance policy you have and its benefits design.
It’s complicated but we know how to navigate the system, and if your case has been set up with an attorney for litigation, your attorney will help us navigate the more complicated parts.
Yes, in some circumstances. First you must exhaust your other options under any car insurance or other insurance. Then, we obtain a letter of exhaustion, and with that, we may be able to get paid for the rest of your care. It gets even more complicated when your private health insurance limits where you can receive care to only providers in your network.
Don’t worry about this in advance. Call us and let us or your attorney investigate the pathway to get your needs met when you have been injured at the fault of another. (435.523.3378)
Robotic Orthopaedic Institute St George, LLC
1490 East Foremaster Drive, Ste 260
St George, UT 84790
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