GET MEDICAL HELP RIGHT NOW, DON'T WAIT!

Don't worry about the bills. We are experts at handling insurance for accidents. We have a paralegal on staff who understands everything about how auto insurance, health insurance and personal injury works.

St George Accident Clinic

Se habla español!

1490 E Foremaster Drive, Ste 260

(Inside Robotic Orthopaedic Institute)


435-523-3370

www.roi-ut.com/accidents

FREE

INJURY ASSESSMENT

Valid for first time clients. Not valid with any other offers.

WE WORK WITH ALL ATTORNEYS • WE COORDINATE ANY SURGERY

PLEASE DON’T SUFFER IN SILENCE OUT OF FEAR OR STRESS ABOUT PAYMENT

AFTER AN ACCIDENT, YOUR MEDICAL BILLS SHOULD BE THE LEAST OF YOUR WORRIES

Cases We Cover

 
  • Animal Bite
  • Bicycle Accidents
  • Boating Accidents
  • Car Accidents
  • Construction Site
  • Accidents
  • Motorcycle Accidents
  • Pedestrian Accident
  • Slip and Fall
  • Recreational Accidents
  • Buss and Shuttle
  • Accidents
  • Head Injury 
  • Truck Accidents
  • Workplace Accidents

Problems We Treat

 
  • Hand Injuries
  • Back Pain
  • Carpal Tunnel
  • Frozen Shoulder
  • Shoulder Injuries
  • Hip Pain
  • Knee Pain
  • Neck Pain 
  • Balance Problems
  • TMJ / Jaw
  • Fractures
  • Tendon Repairs
  • Sleep problems
  • PTSD
  • Delayed wound healing
  • and more

What if I need more than $3000 in medical care?

After the first $3,000 in medical bills, you will ultimately be responsible for payment. Talk to us if you need more than the first $3000 of care and you have no insurance or other means to pay. We collaborate with financing companies who will advance the money for your care if your case is approved by them, and they will wait for settlement to get paid. 

Also, if you have health insurance will cover the remainder of your care with a little bit of paperwork we need to get approval.

What if I don’t have health insurance?

Sometimes your accident attorney can coordinate medical care with us on a lien basis.  Many doctors in St George and Cedar City will not get involved in lien based care because they are afraid of the complexity of the system and don’t want to wait to get paid. We can usually help, but you have to give us some details first.

Am I limited to where the emergency or urgent care referred me for follow up care?

NO!  You are always free to chose your care providers. You are also allowed to switch providers mid treatment. We can answer these questions for you. Please ask. There’s no obligation.

What if I was Injured as the Passenger in an Auto Accident?

Call us (435-523-3370). We can sort through the confusion and rules and figure out who might pay and how much if your injuries are significant. 

If you were seriously injured in the accident, it could be the financial responsibility of 

  • your own insurance if you have auto insurance
  • the driver’s insurance 
  • the other driver’s insurance
  • an employer if you were in the car because of work
  • travel insurance if you are visiting from more than 50 miles away
  • your health insurance or Medicare or Medicaid
  • a combination of all of the above!

 

It’s complicated…We need more information to be sure.  Our in-house paralegal and case manager work together to get you the care you need at the lowest possible out of pocket cost to you. 

WHAT TO DO AT THE ACCIDENT SCENE…

  • USE YOUR PHONE TO TAKE PICTURES
    • The other driver’s ID
    • The other drivers insurance card (both sides)
    • Pictures of all involved vehicles
    • Pictures of the surrounding area
    • Pictures of skid marks, if any

WHAT TO DO NEXT…

  • IF YOU NEED EMERGENCY MEDICAL CARE
    • Go to the hospital emergency department
    • Obtain copies of your medical records and any x-rays, MRI, or CT scans 
    • Keep a copy of the discharge instructions

AFTER THE EMERGENCY DEPARTMENT

  • Call your insurance agent and file your accident report and get a claim number.
  • Call our office for a TOTALLY FREE INJURY ASSESSMENT and case review.
    • We’ll assign a case navigator to help you through all the complicated processes. 
    • You don’t always need a chiropractor right away, but if you do, we have one that will help you.
  •  YOU MAY NOT NEED AN ATTORNEY – they start working with you IF there’s going to be a lawsuit. For the first $3000 in care, your auto accident insurance will usually cover you.

Things to think about…

  • Your credit score is not a factor
  • You don’t need to worry about monthly payments or due dates
  • There’s no financing charge.
  • Our internal paralegal and case manager will coordinate everything with your attorney 
  • The pre-settlement funding companies we work with help maximize your settlement by not gouging your insurer or other insurers. The others inflate the bills and take more of the money that would have gone to you to pay for future medical costs and to help you get back on track financially from lost work time.
  • We have developed a network of fully-vetted, competent medical providers, labs, imaging partners, home health, physical therapy, massage therapy and others whom we trust with the same ethical approach. 
  • When you arrive at the doctor’s office or lab or surgery center, unless your case has settled, you won’t be asked for any money up front. Everything will be pre-arranged, and providers fully-informed with no awkward moments.
  • If your current doctor or provider has told you that they don’t accept accident cases or won’t bill your accident insurance or will not accept medical liens, call us. We’ll help. 

Won’t my Private Health Insurance Pay My Medical Bills if I was Injured?

Yes, in some circumstances. First you must exhaust your other options under any car insurance or other insurance. Then, we obtain a letter of exhaustion, and with that, we may be able to get paid for the rest of your care. It gets even more complicated when your private health insurance limits where you can receive care to only providers in your network. 

This confusing situation is not meant for mere morals.  Call us and let us or your attorney investigate the pathway to get your needs met when you have been injured. (435.523.3370)

Why Choose St George Accident Clinic?

We have been providing medical care for personal injury accident patients who are worried about how to pay their medical bills for physical therapy, medications, and surgery after an accident. 

We work with all attorneys and many funding companies who will pay your bills and wait for your insurance or the other party’s insurance to settle the claims.

We are located in St George, with a full time office presence, and multiple providers (chiropractic, orthopaedic surgeon, medical massage therapist, and a physical therapist on site. You won’t be sent running around town to get the care you need. 

When you work with our funding partners, the money is not a loan, or a medical credit card. You are not borrowing money you’ll need to pay back.  Instead, you are selling a portion of your future settlement proceeds in exchange for a cash advance right now to pay your medical expenses.. 

There are no out-of-pocket costs, credit is not a factor, you will not incur any debt, and the cash advance is risk-free because it is only repaid out of the settlement if your case settles or resolves favorably.

What if I was Charged with the Motor Vehicle Accident?

To put it simply, the answer will largely depend on the type of accident that you were involved in as well as the type of  insurance policy involved.

No-fault insurance will provide coverage for your medical bills for the initial $3000 regardless of which driver was cited with fault.  Your insurance will pay your bills and then if you have exceeded the limit of your policy, your insurer may pay some more if you purchased MedPay. After that has been exhausted, if you have health insurance or Medicare, they may cover the rest.  All this depends on the insurance policy you have and its benefits design.

It’s complicated but we know how to navigate the system, and if your case has been set up with an attorney for litigation, your attorney will help us navigate the more complicated parts. 

What if I was Injured in a Slip and Fall Accident?

When dealing with a premises liability or slip and fall or a dog bite lawsuit, the injured person will often be responsible for covering their own medical costs, unless the property owner’s liability insurance policy also includes MedPay coverage.

If the policy does include some form of MedPay, then the insurance provider will cover the medical bills of the injured party up to the set limits of the MedPay insurance policy (often around $5000).

After this maximum has been reached, the injured person will be responsible for covering any remaining medical costs. 

If you have insurance, all this depends on the insurance policy you have and its benefits design.

If you don’t have insurance, don’t worry. Call us for answers if you don’t have an attorney. If you have an attorney, we can still help you. The first step is to call. Questions and answers are FREE!

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